:root{--navy:#1A2B45;--navy2:#243653;--gold:#8D682A;--goldlt:#C09438;--warm:#F8F5F0;--warm2:#EDE8DF;--mid:#686F7D;--dark:#1C1C1C;--white:#FFFFFF;--border:#E0DAD0;}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Source Sans 3',sans-serif;background:var(--white);color:var(--dark);line-height:1.7;overflow-x:hidden}
a{text-decoration:none;color:inherit}
.container{max-width:1120px;margin:0 auto;padding:0 1.5rem}
.nav{position:fixed;top:0;left:0;right:0;z-index:1000;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--border)}
.nav-inner{display:flex;justify-content:space-between;align-items:center;padding:1rem 0}
.logo{display:flex;align-items:center}
.logo img{height:72px;width:auto}
.nav-links{display:flex;gap:1.5rem;align-items:center;flex-wrap:wrap}
.nav-links a{font-family:'Outfit',sans-serif;font-size:.88rem;font-weight:600;color:var(--mid)}
.nav-links a:hover{color:var(--navy)}
.nav-links a.btn-primary{color:var(--white)}
.btn{display:inline-block;padding:.9rem 1.5rem;border-radius:3px;font-family:'Outfit',sans-serif;font-weight:700;letter-spacing:.04em;text-transform:uppercase;font-size:.82rem}
.btn-primary{background:var(--gold);color:var(--white)}
.btn-primary:hover{background:var(--goldlt)}
.btn-outline{border:2px solid var(--navy);color:var(--navy)}
.btn-outline:hover{background:var(--navy);color:var(--white)}
.hero{background:var(--warm);padding:8.5rem 0 5.5rem;border-bottom:3px solid var(--gold)}
.eyebrow{font-family:'Outfit',sans-serif;font-size:.75rem;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);font-weight:700;margin-bottom:1.1rem}
h1{font-family:'Outfit',sans-serif;color:var(--navy);font-size:clamp(2.5rem,5vw,4.4rem);line-height:1.08;max-width:820px;margin-bottom:1.2rem;font-weight:700}
h1 .gold{color:var(--gold)}
.sub{font-size:1.15rem;color:var(--mid);max-width:700px;margin-bottom:2rem}
.hero-actions{display:flex;gap:1rem;flex-wrap:wrap;align-items:center}
.trust{margin-top:1.3rem;color:var(--mid);font-size:.95rem}
.section{padding:5.5rem 0}
.label{font-family:'Outfit',sans-serif;font-size:.72rem;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);font-weight:700;margin-bottom:.9rem;display:block}
h2{font-family:'Outfit',sans-serif;color:var(--navy);font-size:clamp(1.8rem,3vw,2.7rem);line-height:1.2;margin-bottom:1rem;font-weight:700}
.lead{font-size:1.05rem;color:var(--mid);max-width:760px}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:2rem;align-items:start;margin-top:2rem}
.card{background:var(--white);border:1px solid var(--border);border-radius:6px;padding:2rem;box-shadow:0 2px 14px rgba(0,0,0,.04)}
.card h3{font-family:'Outfit',sans-serif;color:var(--navy);font-size:1.15rem;margin-bottom:.9rem}
.list{list-style:none;display:flex;flex-direction:column;gap:.85rem}
.list li{display:flex;gap:.75rem;align-items:flex-start;color:var(--dark);line-height:1.55}
.bullet{color:var(--gold);font-weight:800;flex:0 0 auto;margin-top:.05rem}
.strip{background:var(--navy);color:rgba(255,255,255,.82);padding:2rem 0}
.strip-grid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:1.5rem}
.quote{font-style:italic;line-height:1.6;text-align:center;padding:0 1rem}
.quote strong{display:block;color:var(--white);font-style:normal;margin-bottom:.4rem}
.split{display:grid;grid-template-columns:1.15fr .85fr;gap:2rem;align-items:start}
.accent{background:var(--warm);border-left:4px solid var(--gold);padding:2rem;border-radius:4px}
.accent h3{font-family:'Outfit',sans-serif;color:var(--navy);font-size:1.2rem;margin-bottom:.9rem}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem;margin-top:2rem}
.step{background:var(--white);border:1px solid var(--border);padding:1.7rem;border-radius:6px}
.step .num{font-family:'Outfit',sans-serif;color:var(--gold);font-weight:800;letter-spacing:.14em;font-size:.72rem;margin-bottom:.7rem}
.step h3{font-family:'Outfit',sans-serif;color:var(--navy);font-size:1.08rem;margin-bottom:.6rem}
.cta{background:var(--warm);text-align:center;padding:5.5rem 0}
.cta p{max-width:760px;margin:0 auto 2rem;color:var(--mid);font-size:1.05rem}
footer{background:var(--navy);color:rgba(255,255,255,.72);padding:2rem 0}
.footer{display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;align-items:center}
.footer a{color:rgba(255,255,255,.8)}
.mini{font-size:.92rem;color:var(--mid)}
.testimonial-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;margin-top:2rem}
.testimonial-card{display:flex;flex-direction:column;justify-content:space-between}
.testimonial-text{font-style:italic;color:var(--dark);line-height:1.7;margin-bottom:1.5rem;font-size:1.02rem}
.testimonial-author{border-top:1px solid var(--border);padding-top:1rem;display:flex;flex-direction:column;gap:.2rem}
.testimonial-author strong{font-family:'Outfit',sans-serif;color:var(--navy);font-size:.95rem}

/* ---- Insights: shared long-form + hub styles ---- */
.page{padding:8.5rem 0 5.5rem}
.measure{max-width:720px;margin:0 auto}
.article-meta{font-family:'Outfit',sans-serif;font-size:.75rem;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);font-weight:700;margin-bottom:1.1rem}
.article-meta a{color:var(--gold)}
.article-meta a:hover{color:var(--goldlt)}
.article h1{font-size:clamp(2rem,4vw,3.2rem);margin-bottom:1.8rem}
.article h2{font-size:clamp(1.4rem,2.4vw,1.9rem);margin:2.6rem 0 1rem}
.article p{font-size:1.12rem;color:var(--dark);margin-bottom:1.3rem;line-height:1.8}
.article p strong{color:var(--navy)}
.article a{color:var(--gold);font-weight:600;text-decoration:underline;text-underline-offset:2px}
.article a:hover{color:var(--goldlt)}
.article .cue{display:flex;gap:.75rem;align-items:flex-start;font-size:1.12rem;color:var(--dark);margin-bottom:1.1rem;line-height:1.8}
.article .cue .bullet{margin-top:.3rem}
.article .cue strong{color:var(--navy)}
.article .cta-btn{margin-top:2.4rem}
.article .cta-btn a.btn-primary{color:var(--white);text-decoration:none;font-weight:700}

.insights-intro{font-size:1.15rem;color:var(--mid);max-width:720px;margin-bottom:2.8rem}
.post-list{list-style:none;display:flex;flex-direction:column;gap:1.5rem;max-width:720px}
.post-item{border-top:1px solid var(--border);padding-top:1.5rem}
.post-item h2{font-size:clamp(1.3rem,2.2vw,1.7rem);margin-bottom:.5rem}
.post-item h2 a{color:var(--navy)}
.post-item h2 a:hover{color:var(--gold)}
.post-item p{color:var(--mid);font-size:1.02rem;line-height:1.6}

@media (max-width:900px){.grid-2,.split,.steps,.strip-grid,.testimonial-grid{grid-template-columns:1fr}.nav-links{display:none}h1{line-height:1.12}.logo img{height:56px}}